Motor Truck Cargo Insurance
Motor Truck Cargo insurance is an endorsement available to insure items other than motor vehicles licensed for road use. Motor Truck Cargo insurance is intended to provide legal liability for towing operators while they are in the act of transporting property (cargo) of others. If endorsed the coverage has a blanket limit that applies to all towing vehicles on the policy. Since the towing operator is seen as a common carrier they are responsible for the safe delivery of the goods they are transporting (customer’s vehicles and the contents of the vehicle), and thus owe a very high degree of care to their customer.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to risks meeting our underwriting criteria and state availability. All rights to change any of the policy terms and conditions or the availability of products and services are reserved.