On-Hook Coverage

The on-hook coverage for licensed motor vehicles is provided by the garagekeepers legal liability (GKLL) endorsement. The GKLL limit is a blanket limit that applies to all towing vehicles on the policy. If there are several locations on the policy with different Garagekeepers legal liability limits then the highest limit on any one location would be the “on hook”
limit that would apply to all towing vehicles on the policy. The GKLL intent is to cover the “Customer’s Auto” (land motor vehicle, trailer or semi-trailer).

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to risks meeting our underwriting criteria and state availability.  All rights to change any of the policy terms and conditions or the availability of products and services are reserved.  All rights to change any of the policy terms and conditions or the availability of products and services are reserved.

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